Nestled in the picturesque Santa Susana Mountain range, Simi Valley is a large and prosperous city that helps make up the Greater Los Angeles Area. With a growing population (up over 15,000 residents from 2000 to 2014), a warm Mediterranean climate, and a high median household income, Simi Valley is a great place to call home. If are lucky enough to live in Simi Valley and need a quick injection of cash to make ends meet, don’t hesitate to reach out to local car title lenders who can get you the money you need exactly when you need it.
Why should I get a title loan over a payday loan?
If you are facing a cash emergency, another type of loan you are probably considering is a pay day loan. While a pay day loan may seem like a good option, especially because it is an unsecured loan, there are a number of reasons why title loans should be the preferred method to same-day borrowing.
The first reason why you should consider taking out a title loan in Simi Valley over a payday loan is because while payday loans are typically worth somewhere between a couple hundred and a thousand dollars, title loans can be worth much more. That’s because, title loans are based off of the value of your car. Title loans can be worth up to as much as $50,000! Here at TitlePlan, we will make sure that you are working with the most flexible and most reliable lenders so that you get the amount of money you need with the terms you want.
The other major difference, and reason why you should take out a title loan in Simi Valley over payday loans is because title loans come with interest rates that can be 10 percent lower and more! That could save you hundreds or even thousands of dollars over the term of your loan.
Title Loan Lenders in Simi Valley
- TNL Car Title Loans ; 805-259-3421
690 E Los Angeles Ave Ste 7a,
Simi Valley, CA 93065, USA - TitleMax Title Loans ; 805-527-2193
1472 E Los Angeles Ave,
Simi Valley, CA 93065, USA - Montana Capital Car Title Loans ; 805-716-6136
1736 E Los Angeles Ave,
Simi Valley, CA 93065, USA - ACE Cash Express ; 805-522-5823
1177-A E Los Angeles Ave,
Simi Valley, CA 93065, USA
What do I need for a title loan in Simi Valley?
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle (may include photos, video, or an in-person inspection)
The entire process of submitting your application, have it evaluated, and qualifying for a loan can take less than 30 minutes. Here at TitlePlan, we make it our job to make sure that that process takes as little time as possible so that you can get the money you need when you need it. One thing to ensure that your process goes as quickly as possible is to make sure that you have the necessary proof of income so lenders know that you will be able to pay off your loan in time.
On top of that, the better quality your vehicle is in, the lower your interest rate will likely be, that means that you will be paying less in interest fees throughout the life of your loan and less money overall to pay your loan back in full.
About Simi Valley
Simi Valley is perhaps vest known as the home of the Ronald Reagan Presidential Library, and the place where the former President of the United State was buried after his passing in 2004. Perhaps unsurprisingly, Simi Valley has been ranked as one of the most conservative cities in the United States, with the Reagan Library serving as the venue for several Republican primary debates. That isn’t the only place Simi Valley ranks highly on, though. It has also been ranked as one of the happiest places in the United States, and one of the safest cities in the country when it comes to cities with a population over 100,000.