Oakland is not only the largest city of Alameda County, California, it is also one of the major West Coast port cities and the largest city in the East Bay region of the San Francisco Bay Area. It is a center of trade, culture, sports, and entertainment, and has a rich history of cultural importance within America. If you are looking for a car title lender in Oakland, you are in luck. There are many car title lenders that you can reach out to who operate both in store fronts and online. If you are need of some quick cash and have a lien-free title on your car, it won’t take you long to find a lender that you will be able to work with.
What Do I Need to Take Out a Car Title Loan?
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While are car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- A copy of your car title
- A drivers license
- Proof of income (can be from employment, social security, pension, and more)
- Details of your vehicle (could come from photographs, video, or an in-person evaluation)
Taking out a car title loan can be incredibly quick because the application process is very fast. Applying, having your application and car evaluated, and finally qualifying for a title loan can take under 30 minutes. At True Financial, we consider it out job to make sure that the entire process takes as quickly as possible. We know that taking out a loan to cover emergency debts can be difficult and stressful. With a car title loan, and need not be any of those things.
What About My Credit?
If you are curious why credit scores have not been mentioned yet, it is not an accident at all! Because car title loans are secured loans based off of the value of your car (and the equity you have in it), credit scores are not nearly as important to take out a car title loan as they are for most other types of loans.
In fact, many car title lenders do not even ask to look at your credit score or credit history at all! At True Financial, we will be willing to work with you no matter what your credit score is. That means that you can have a bankruptcy, a default, even an eviction in your history and still take out a car title loan without any additional complications.
Title Loan Lenders in Oakland
- TitleMax Title Loans ;510-777-9521
10327 International Blvd,
Oakland, CA 94603, USA - TNL Car Title Loans ; 510-488-2568
1440 Broadway,
Oakland, CA 94612, USA - Fast Car Title Loan Oakland ; 510-662-0639
675 Hegenberger Rd #296,
Oakland, CA 94621, USA - Oakland Best Car Title Loans ; 510-662-0573
7901 Oakport St #3900,
Oakland, CA 94621, USA
What Can I Pay For With My Car Title Loan?
While many types of secured loans restrict what you are able to use that loan for (car loans and mortgages come to mind), car title loans are quite different. Once you take out a car title loan, the money is yours! That means you can do with it what you want.
If you are facing a specific financial emergency and are wondering whether or not a car title loan can get you out of the whole, here is a list of some of the most common expenses car title loan borrowers put their loan towards.
- mortgage payments
- school bills
- healthcare expenses
- evading foreclosure
- gasoline
- vehicle or home repairs
- health emergencies
- student loans
- much more!
About Oakland
The Oakland territory originally covered a mixture of coastal terrace prairie, oak woodland, and north coastal scrub. Its land was considered quite fertile and helped Oakland become a prolific agricultural region. It was not until the 1906 San Francisco earthquake, however, when many residents of SF moved to Oakland and enlarging the city’s population. It continued to grow into the 20th century thanks to its busy port, shipyards, and thriving automotive manufacturing industry. Oakland is now known for its arts and culture, including its active blues, funk, punk, and hip hop music scenes.