Located in Alameda County, California, Hayward is the sixth largest city in the San Francisco Bay Area and online title loan lenders exist in Hayward. The city has a fascinating history, from recovering from a devastating earthquake in 1868, to becoming a dominant force in the food canning history, Hayward’s legacy is as interesting as any other city in the state. If you are lucky enough to call Hayward home and are looking for a way to get a quick loan, you should feel free to seek out the many car title lenders in your area.
What do I need for my title loan in Hayward?
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle (may include photos, video, or an in-person inspection)
The entire process of submitting your application, have it evaluated, and qualifying for a loan can take less than 30 minutes. Here at TitlePlan, we make it our job to make sure that that process takes as little time as possible so that you can get the money you need when you need it. One thing to ensure that your process goes as quickly as possible is to make sure that you have the necessary proof of income so lenders know that you will be able to pay off your loan in time.
On top of that, the better quality your vehicle is in, the lower your interest rate will likely be, that means that you will be paying less in interest fees throughout the life of your loan and less money overall to pay your loan back in full.
Can I take out a title loan in Hayward if my credit score is bad?
Your credit score is of the utmost importance when applying for traditional personal loans. That’s because a credit score tells lenders how responsible you have been in the past when it comes to taking out loans and paying them back in time.
If you’ve had a default, a bankruptcy, or an eviction in the past, you can be pretty confident that you will not qualify for unsecured loans of many kinds.
Title loans are very different.
There’s no credit check during the application process for a title loan in Hayward, and the entire application process moves incredibly quickly. Because of the quick turnaround and lack of credit score check, car title loans are incredibly popular for borrowing who are in need of fast cash.
Title Loan Lenders in Hayward
- TFC Title Loans ; 844-242-3543
501 W Tennyson Rd,
Hayward, CA 94544, USA - 5 Star Car Title Loans ; 510-690-9054
384 Jackson St #8,
Hayward, CA 94544, USA - Hayward Simple Car Title Loans ; 510-683-5628
22320 Foothill Blvd #682,
Hayward, CA 94541, USA - Title Loans Express ; 510-962-9947
971 B St #1,
Hayward, CA 94541, USA
Why should I get a title loan over a payday loan?
If you are facing a cash emergency, another type of loan you are probably considering is a pay day loan. While a pay day loan may seem like a good option, especially because it is an unsecured loan, there are a number of reasons why title loans should be the preferred method to same-day borrowing.
The first reason why you should consider taking out a title loan in Hayward over a payday loan is because while payday loans are typically worth somewhere between a couple hundred and a thousand dollars, title loans can be worth much more. That’s because, title loans are based off of the value of your car. Title loans can be worth up to as much as $50,000! Here at TitlePlan, we will make sure that you are working with the most flexible and most reliable lenders so that you get the amount of money you need with the terms you want.
The other major difference, and reason why you should take out a title loan in Hayward over payday loans is because title loans come with interest rates that can be 10 percent lower and more! That could save you hundreds or even thousands of dollars over the term of your loan.
About Hayward
The East Bay region was inhabited by humans as early as 4000 BC, with the most recent pre-European inhabitants being the Ohlone people. Since then, Hayward has been inhabited by the Spanish, the English, and later American prospectors who were looking to strike gold during the California Gold Rush. Now, Hayward is part of the latest boom in Californian industry known as Silicon Valley as many start ups tech businesses call the city home.